Author: Nathaniel

Debt is one thing that almost every American has in common. According to Debt.org, the average consumer debt, which does not include a mortgage, for 30-39 year olds is $26,500. That means that the average American has $26,000 of credit card debt, car loan, personal loan, medical debt or any…

Everyone wants to have money, but no one wants to budget. Without an organized budget, you will not be successful in acquiring wealth. No matter how much money you earn, you will not acquire wealth without a budget.  A budget is a plan in writing that tells your money what…

Why should I invest? What do I invest in? How much should I invest? Where do I invest? All of these are common questions surrounding investing. According to the Survey of Consumer Finances, almost half of American households had no savings in retirement accounts. I believe the lack of financial…

When do you want to retire? How much do you need to retire? Retirement is so far away though. I’ll start saving later. All these questions and statements are commonly thought about. According to USA Facts, almost half of American households have $0 in retirement savings. They also state that…

Why is it important to invest your money? Money invested for the long term will pay big in returns. If you put the consistency in investing monthly, it can create a ton of growth. Even if you can’t invest a lot, it is important to let time be on your…